Welcome to the FX Digital Laboratory website. The following Terms of Service (the “Terms”) govern your access to and use of investment.fdigitallab.com (collectively, the “Online Platform”). Certain sections of the Terms govern your user, borrower and other accounts (your “FX Digital Laboratory Account”) accessed via the Online Platform. All use of the Online Platform and your FX Digital Laboratory Account is subject to the Terms. Additional terms incorporated into and made a part of these Terms govern specific services we may provide to you, such as crypto interest accounts, cryptocurrency trading. By applying for a FX Digital Laboratory Account or using the Online Platform, you acknowledge that you have read, understood and agree to comply with the Terms. If you do not agree with anything contained in the Terms, please do not submit information to, access information from, or otherwise utilize the Online Platform. In the Terms, users of this Online Platform and holders of FX Digital Laboratory Accounts, including owners, employees, agents and affiliates of any business, corporation, partnership or other entity that is a user, borrower or investor, are sometimes referred to in the Terms as “you” or “your.” FX Digital Laboratory reserves the right to make changes to the Terms at any time. It is your responsibility to review the Terms from time to time to see if modifications have been made. Your continued use of the Online Platform after any modification of the Terms will conclusively indicate that you accept those changes. Notwithstanding the above, we will seek your consent to future modifications to the Terms to the extent we are required to do so by law. Electronic Communication We, or our affiliated FX Digital Laboratory entities, may be required to provide certain legal and regulatory disclosures, periodic statements, notices and confirmations and other communications (collectively “Communications”) to you in written form. By agreeing to these Terms, you consent to FX Digital Laboratory delivering such Communications to you in electronic form, including e-mail. Consent for electronic delivery applies to every year the Communications are furnished. If you no longer have access to your account to receive the Communications in electronic format, then you may request the Communication in written form. You agree that all terms and conditions, agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement such communications would satisfy if they were provided in writing. FX Digital Laboratory will use reasonable efforts to honor any request you may have to opt out from receiving certain e-mails. With respect to these Terms, you waive any rights to require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent such waiver is not prohibited under applicable law. Privacy Policy Your privacy is very important to us. We encourage you to read FX Digital Laboratory’s Privacy Policy (located at https://investment.fdigitallab.com/) (the “Privacy Policy”), which explains how we treat your personal information and protect your privacy when you are using the Online Platform. By using the Online Platform, you agree that FX Digital Laboratory may use your personal information as set forth in the Privacy Policy. FX Digital Laboratory Privacy Policy is hereby incorporated in the Terms by reference in its entirety. Registration Basic access to the Online Platform is publicly accessible. However, to use certain features of the Online Platform, you must complete the registration process by verifying your email address and providing a valid government issued ID. Once registered, a FX Digital Laboratory Account will be created for you to access your application and other resources. You agree that the registration information you provide is accurate, complete and current. You further agree to promptly update that information to keep it accurate, complete and current. YOU UNDERSTAND THAT A CHANGE IN YOUR STATE OR COUNTRY OF RESIDENCE MAY IMPACT YOUR ELIGIBILITY TO ACCESS AND USE THE ONLINE PLATFORM, AND HEREBY AGREE TO NOTIFY US IN ADVANCE OF ANY CHANGE IN YOUR STATE OF RESIDENCE. If you register on behalf of a business entity or other organization, you represent and warrant that you have the authority to provide the information required and to bind the organization to the Terms. You acknowledge and agree that FC Digital Laboratory, in its sole discretion, may suspend or discontinue your, and refuse any and all current and future, access to or use of you FX Digital Laboratory Account at any time with a notice to you. Identity Verification As a regulated financial service company operating in the United Kingdom, we are required to identify clients on our platform. Identification ensures we remain in compliance with applicable information reporting requirements in the jurisdictions in which we operate, something that is necessary for us to be able to continue to offer digital currency services to our clients. FX Digital Laboratory collects and verifies your personal and financial information. We also may obtain personal information from third parties in order to verify your identity, or to prevent fraud. Personal information collected from any source may include, among other things, your name and address and date of birth. You certify under penalty of perjury that the information provided is correct. You hereby authorize us, or a third-party service provider that we designate, to take any measures that we consider necessary to confirm the personal information you provide, verify and authenticate your personal information, and take any action we deem necessary based on the results. You acknowledge that this process may result in a delay in registering your FX Digital Laboratory and that you may not be authorized to access or use your FX Digital Laboratory Account until your registration has been successfully completed. Potentially Fraudulent Activity Any actual or suspected unauthorized access or unauthorized activity will be treated by us as potentially fraudulent (“Potentially Fraudulent Activity”). You agree to notify us immediately if you become aware of or suspect any Potentially Fraudulent Activity by submitting a support ticket here. For avoidance of doubt, you are deemed to be aware of Potentially Fraudulent Activity upon receipt of any notice of the occurrence of such activity. Upon receipt of written notice from you of any Potentially Fraudulent Activity, we will take reasonable steps to protect your FX Digital Laboratory , including, for example, by temporarily restricting access to your FX Digital Laboratory account, suspending any pending transactions, or requiring you to change your login credentials. You agree to promptly report any Potentially Fraudulent Activity to legal authorities if required by applicable law, and to provide us a copy of any report prepared by such legal authorities. In the event of a legal investigation of any Potentially Fraudulent Activity, you further agree to (i) cooperate fully with the legal authorities and FX Digital Laboratory in such investigation; (ii) complete any required affidavits promptly, accurately and thoroughly; and (iii) allow FX Digital Laboratory , or any third-party designated by us, access to your mobile device, computer, and network as may be relevant to such investigation. Failure to cooperate in any such investigation may cause delays in regaining access to your FX Digital Laboratory Account and any funds held within. Supported Digital Assets A list of digital assets that FX Digital Laboratory currently supports is available via the Online Platform. FX Digital Laboratory may discontinue support for a digital asset at any time and for any reason at our sole discretion, including due to changes in a given digital asset’s characteristics or due to a change in the digital asset’s regulatory classification. YOU WILL NOT BE ABLE TO RETRIEVE ANY UNSUPPORTED DIGITAL ASSET WHICH YOU ATTEMPT TO TRANSFER TO FX DIGITAL LABORATORY OR ANY OTHER ASSET WHICH YOU ATTEMPT TO TRANSFER TO AN UNSUPPORTED WALLET OR USING AN UNSUPPORTED NETWORK. FX DIGITAL LABORATORY ASSUMES NO LIABILITY, OBLIGATION OR RESPONSIBILITY WHATSOEVER WITH RESPECT TO ANY UNSUPPORTED DIGITAL ASSET, OR ANY ASSETS TRANSFERRED TO AN UNSUPPORTED WALLET OR USING AN UNSUPPORTED NETWORK Assignment You acknowledge and agree that you may not assign, delegate, sub-contract or otherwise transfer your rights or obligations under the Terms. FX Digital Laboratory may transfer, assign, delegate, sub-contract or otherwise transfer its rights and obligations under the Terms without notifying you or obtaining your consent. General All rights in the Online Platform not otherwise expressly granted to you by the Terms are reserved to FX Digital Laboratory . The Terms, together with the Privacy Policy, constitute the sole and entire agreement between you and us with respect to the subject matter hereof and supersedes all other prior or contemporaneous negotiations, discussions, agreements, understandings, representations and warranties, both written and oral, between you and us with respect to such subject matter. You agree that no joint venture, partnership, employment, or agency relationship exists between you and FX Digital Laboratory as a result of the Terms or any use of the Online Platform. The failure of FX Digital Laboratory to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, void, unlawful or unenforceable, the Parties agree that the court should give effect to the Parties’ intentions as reflected in such provision, and the other provisions of the Terms shall remain in full force and effect. The section titles in the Terms are for convenience only and have no legal or contractual effect. Neither the course of conduct between you and FX Digital Laboratory nor trade practice, shall act to modify any provision of the Terms. For purposes of the Terms, the terms include, includes, including, such as and for example, shall be construed as if each term were followed by the words, without limitation. Except where context requires otherwise, use of the singular form of any noun includes the plural, and use of the plural includes the singular. Questions or Comments; Our Contact Information If there are any questions regarding our Terms of Service, you may contact us using the following information: 20-22 Wenlock Road, London N1 7GU Company Status Active Company Type Private Limited Company Incorporated on 7 March, 2022 Terms Last Modified 8 April, 2022